FundedFirm vs One Up Trader: Which Prop Firm Should You Choose in 2025?

Introduction

If you’ve been exploring prop trading firms, you’ve likely come across FundedFirm and One Up Trader. Both are well-known names in the trading world, offering traders a chance to use company capital instead of risking their own money.
But which one gives you better flexibility, payout terms, and overall value? In this guide, we’ll break down FundedFirm vs One Up Trader so you can decide which is best for your trading career in 2025.

Understanding the Prop Trading Model

What Is a Prop Firm?

A proprietary trading firm (prop firm) provides traders with access to company capital. Traders earn a share of profits, while the firm covers the financial backing.

Why Funded Accounts Are Popular

Funded accounts attract both beginners and pros because they:

• Remove the need for personal capital.
  
  

• Provide structure and discipline.
  
  

• Allow faster growth through scaling opportunities.
  
  

Overview of FundedFirm

About FundedFirm

FundedFirm is a modern prop trading company that evaluates traders’ skills through challenge-based programs. Once a trader passes, they receive access to a live funded account ranging from $10,000 to $200,000.

How FundedFirm Works

Traders complete one or two evaluation stages with profit targets (around 8–10%) and drawdown limits. After passing, you can trade live capital and withdraw profits monthly, keeping up to 90% of the profits.

Overview of One Up Trader

About One Up Trader

One Up Trader is a single-step evaluation prop firm offering funding through its partnership with Earn2Trade and Helios Trading Partners. It’s designed to be simple, fast, and beginner-friendly.

How One Up Trader Works

You start with an evaluation account (no multi-phase challenges). If you meet the target without breaking the rules, you get funded. One Up Trader offers real-time feedback and no hidden rules, making it one of the most transparent firms in the industry.

FundedFirm vs One Up Trader: Key Differences

Funding Models

FundedFirm’s Challenge-Based Model

Traders must pass an evaluation process that includes:

• Profit target (e.g., 8%)
  
  

• Daily drawdown limit (e.g., 5%)
  
  

• Overall loss limit (10%)
  
  

Once passed, the account becomes a funded live account with payouts and scaling opportunities.

One Up Trader’s Single-Step Model

Traders only go through one evaluation phase. After hitting the profit target without breaking any rules, you’re instantly funded by Helios Trading Partners.

Payout System

FundedFirm’s Payout Terms

• First payout after 30 days.
  
  

• Up to 90% profit share.
  
  

• Payments via bank transfer, PayPal, or crypto.
  
  

One Up Trader’s Payout Terms

• First payout available after 15 days.
  
  

• 80% profit split.
  
  

• Payouts processed every two weeks.
  
  

Trading Platforms and Brokers

Supported Platforms

• FundedFirm: MT4, MT5, TradeLocker, cTrader.
  
  

• One Up Trader: NinjaTrader, R|Trader Pro, and others connected via Rithmic.
  
  

Broker Partnerships

• FundedFirm: Works with multiple liquidity providers globally.
  
  

• One Up Trader: Partners directly with Helios Trading Partners.
  
  

Profit Targets and Drawdown Rules

FundedFirm Risk Rules

• Profit Target: 8–10%
  
  

• Daily Drawdown: 5%
  
  

• Max Drawdown: 10%
  
  

One Up Trader Risk Rules

• Profit Target: 6%–10% depending on account size
  
  

• Daily Loss Limit: 3%
  
  

• Trailing Drawdown: Dynamic until profit lock
  
  

Scaling Opportunities

FundedFirm Growth Program

Traders can scale accounts every three months by 25% increments up to $2 million, as long as consistency is maintained.

One Up Trader Scaling Program

Once traders prove consistent profitability, One Up Trader allows scaling up to $1 million. Scaling is performance-based and gradual.

Customer Support and Community

FundedFirm Support Review

• 24/7 live chat and email support.
  
  

• Discord and Telegram trading communities.
  
  

• Educational blogs and FAQs.
  
  

One Up Trader Support Review

• Fast email and live chat support.
  
  

• Great educational library.
  
  

• One of the most active communities among prop firms.
  
  

Fees and Refund Policies

Evaluation Fees

• FundedFirm: One-time payment (no recurring fee).
  
  

• One Up Trader: Monthly subscription until you pass.
  
  

Refund Conditions

• FundedFirm: Refunds challenge fee after first payout.
  
  

• One Up Trader: No refunds; subscription continues until cancellation.
  
  

Ease of Use and Trader Experience

FundedFirm focuses on a modern, fast, and transparent dashboard with simple rules.
One Up Trader offers real-time analytics, immediate feedback, and a sleek interface for performance tracking.

Pros and Cons Comparison

FundedFirm Pros

• High profit split (up to 90%)
  
  

• One-time fee only
  
  

• Multiple platform options
  
  

• Large scaling potential
  
  

FundedFirm Cons

• Evaluation can take time
  
  

• Stricter rules for consistency
  
  

One Up Trader Pros

• Only one evaluation phase
  
  

• Transparent rules and data
  
  

• Real-time analytics
  
  

• Quick payouts (every 15 days)
  
  

One Up Trader Cons

• Lower profit split (80%)
  
  

• Recurring monthly fee
  
  

• Limited platforms compared to FundedFirm
  
  

Which One Is Better for Beginners?

One Up Trader is ideal for beginners.
The single-step evaluation, clear performance metrics, and helpful community make it easy for new traders to learn without feeling overwhelmed.

Which One Is Better for Experienced Traders?

FundedFirm suits professional or seasoned traders.
If you want higher profit splits, better leverage, and long-term scaling, FundedFirm offers more flexibility and larger potential payouts.

Conclusion

Both FundedFirm and One Up Trader are reputable, trusted prop firms — but they cater to slightly different traders.
If you want a structured, high-reward model, go with FundedFirm.
If you prefer a simple, fast-trac k path to funding, One Up Trader is the better option.

Your choice should depend on your experience level, trading strategy, and how quickly you want to get funded.

FAQs

1. Can I use EAs or bots with both firms?
Yes, both allow EAs as long as they comply with trading rules and avoid arbitrage or copy-trading exploits.

2. Which firm pays faster?
One Up Trader usually processes payouts faster (within 15 days).

3. Is there a refund if I fail the challenge?
FundedFirm may refund your fee after your first payout. One Up Trader operates on a subscription basis, so refunds don’t apply.

4. Which platform is easier to use?
FundedFirm supports MetaTrader platforms, which are more user-friendly for most traders.

5. Do both firms offer scaling programs?
Yes. FundedFirm scales up to $2 million, while One Up Trader scales up to $1 million.